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Stablecoin Earn Guides: From Sign-up to Your First Subscription

Ordered the way you actually run into things: get the account open first, then worry about moving money in, and only then about which tier to put it in.

Step one: get the account sorted

Binance sign-up and invite code: from account to KYC approval, which step the invite code goes in, the usual reasons identity verification gets rejected, and the three security settings you have to add once you're in.

Step two: get money in

The common routes into USDT, and where each one bites, P2P, card and bank rails, and OTC compared by how they actually work, with the counterparty risk spelled out.

Step three: start using it

Your first Earn subscription on mobile, in order — the four lines of small print to read before you tap confirm, and the way back out.

The thing you'll have to deal with anyway

Is stablecoin interest taxable? Sort out three things first, the three variables that decide whether you owe tax, and the records to start keeping on day one.

Differences between the products themselves live in Product Terms; for turning percentages into amounts, use the Tools.